• 1984@lemmy.today
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    11 minutes ago

    Some places on this earth are horrible and Im pretty sure if reincarnation is real, we are all going to experience this shit (or have before).

  • Taldan@lemmy.world
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    4 hours ago

    No vitals for 10 minutes doesn’t make sense

    1. Anyone without vitals for 10 minutes would he dead

    2. They should have still had vitals with a heart attack

    • Vex_Detrause@lemmy.ca
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      4 hours ago

      If CPR is keeping your blood flowing for 10 mins then you don’t have vitals. CPR stops when your vitals comes back or when they pronounce you are dead-dead.

    • ricecake@sh.itjust.works
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      4 hours ago

      That’s not the case.

      1. people round numbers. In a casual setting 8 minutes and 10 minutes are the same.
      2. 10 minutes without detectable vital signs is survivable, albeit extremely serious.
      3. If you have sudden cardiac arrest and get CPR from a random bystander you have a 20% chance of surviving to leave the hospital. The sooner a defibrillator can restart the heart the better.
      4. I’m not sure why you say they should have still had vitals with a heart attack. Most heart attacks don’t leave you with none, but it’s not all by any means. Lack of blood flow to the heart can easily cause it to stop beating.

      Ultimately though, the part that matters is that the part you found implausible was the medical details, not that someone would go back to work shortly after a severe emergency while still concerned about their own sudden death because they can’t afford to recover.

      • ikidd@lemmy.dbzer0.com
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        33 minutes ago

        Random bystanders are way too concerned about breaking ribs.

        If you see me on the ground with no heartbeat, break my fucking ribs when you do that shit. If you don’t hear them snap, you aren’t trying hard enough.

  • aramis87@fedia.io
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    6 hours ago

    I don’t know where the guy in the post is from. When I started a job with disability benefits (not sure if they were from the company or the state), they emphasized that we needed to look at the tax / take-home implications for if we were ever on disability.

    If we had our disability insurance payment taken out of our paycheck before taxes were paid from our paycheck, then we would also owe taxes on any payments we got while we were on disability. If we paid taxes first and then paid for our disability insurance, then any payments would be tax-free.

    Thing was, after taxes and deductions from our regular paycheck, we only got about 80% of the money we’d earned. And disability paid 80% of our regular paycheck. So if you paid for disability after paying taxes, you would still have about the same amount of income (though being disabled would bring in a bunch of new expenses). But if you paid for disability before paying taxes, then disability would pay 80% of your regular paycheck, and then it would be taxed - meaning you’d only be getting about 65% of your usual income.

    I know it’s not like that everywhere, and many places don’t even have disability anymore. But if you’re getting disability insurance deducted from your paycheck, it’s worth checking the tax/income implications if you ever need to claim it.

  • Passerby6497@lemmy.world
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    5 hours ago

    This is pretty much what I’m looking at if I get hurt at work. At best I can get 60% of my normal take home, or if I pay like 50-100+/mo more, I can get a whole 6.67% more! Totally worth it! /s

  • 2piradians@lemmy.world
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    8 hours ago

    Long- and short-term disability need regulation. Companies cut funding to their own employees at times when it hurts the most while also throwing them to the health insurance vultures.

    It sends the message fuck you, find your own way or die.

      • CIA_chatbot@lemmy.world
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        6 hours ago

        Murica, the ultra rich making anything related to the welfare of others “communism”

        Basically 100 years of social engineering to convince 50% of the country that any that benefits them is evil and wrong

  • rockSlayer@lemmy.blahaj.zone
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    7 hours ago

    You don’t ask for favors when your life is through

    You’ve got a right to what’s coming to you

    Your boss gets a pension when he is too old

    You helped him retire, you’re out in the cold

    Too old to work, too old to work

    When you’re too old to work and you’re too young to die

    Who will take care of you, how’ll you get by

    Whеn you’re too old to work and you’re too young to die?

    Too old to work

  • ryrybang@lemmy.world
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    5 hours ago

    He’s eligible for both the full amount of SS and/or SS disability. He’s likely not exploring all options and should talk to a social worker.

    Ie, we aren’t getting the full story here.

    • Gerudo@lemmy.zip
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      5 hours ago

      It’s possible he still has a mortgage, or is in debt or any hundreds of reasons why the tiny amount of SS isn’t enough to survive on for him.

      This is my biggest fear, people aren’t buying their first home as early as they used to. Imagine you don’t buy your first home till 40, and you get a 30yr mortgage. You’re still paying it well past standard retirement age.

      • tmyakal@infosec.pub
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        5 hours ago

        That’s the great thing: they keep raising the retirement age. Soon, I’ll be able to buy a house at 45 with a 50-year mortgage, literally work until I’m dead, and let the bank take the house because I still owe $150k.

        • Asfalttikyntaja@sopuli.xyz
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          4 hours ago

          This is pretty much how it works. Paid employment is modern days slavery. They pay you just enough for a living wage and forces you to consume more all the time. And you just try to keeping up appearances like all your neighbors do. And finally you die in doing that.

        • chiliedogg@lemmy.world
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          4 hours ago

          That was also always the plan. When Social Security was initially established with a retirement age of 65, the life expectancy of an American was 63.

          It was never meant to be a national retirement plan. It was a social safety net meant to keep people who couldn’t work due to injury or age from dying homeless on the streets where people could see them.

          Then we started living longer and pensions started going away and it became the primary retirement plan for millions of people who started living 20 years longer than the system had planned for.

          And the educated, healthy people who live forever and collect the most in payments due to their higher wages tend to be people who didn’t start contributing until their mid-20s after finishing college. So for the majority of their lives they don’t contribute, but they take the most out of the system.

          It’s fundamentally broken as designed.

  • Gpennyhigh@lemmy.world
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    2 hours ago

    Not always, but often, people can save more and retire <60yo if they learn about it and plan ahead. Some people’s identity is too tied to work and worry about losing that and don’t want to leave. Of course companies should pay workers more and have benefits like in better countries, including healthcare for all, so boss can’t use that leverage. Healthy lifestyle reduces common health issues too, cook at home healthy, mindfulness and be active. It all works together, simple living, improve skills for more income, side work, and DIY saves money, live healthier, keep adding FIRE skills for more autonomy, better health and retirement fund. Mustachians unite!

    • Suck_on_my_Presence@lemmy.world
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      7 minutes ago

      My grandpa is ~10 years retired after working as a pharmacist his whole career. He’s calling my parents every month, asking for help with his rent and groceries because he can’t afford both at once with his retirement and social security payments.

      Mind you, my grandmother did taxes and financials for small businesses, so it’s not like my grandparents weren’t set up. But my grandma’s health went down, hospital bills ate all of their savings, and now that she’s passed, my grandpa can’t afford anything.

      It’s not so black and white as “save more and just be healthy”. Not even close

    • Blaster M@lemmy.world
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      40 minutes ago

      Unfortunately, the gap between what people make, what people need to survive on ramen noodles and a closet for living in, and what people need to be able to save up for retirement, not just now, but when they are ready for retirement when inflation has vastly devalued their savings, is a very big gap. Only the most successful and lucky individuals get to retire at a reasonable age. The rest are work until they die poor. This was not true for many of the oldest generation, who had more buying power out of the money they made, but true for almost everyone that’s first entered the workforce after the 1990s is facing this problem.